IMPS

Enable Real-Time, NPCI-Compliant Instant Payments for Banks

Enable IMPS Services Without Building Dedicated Switch Infrastructure

Trust Fintech offers a centralized, API-driven IMPS Switch ASP solution that enables banks to provide 24x7 instant fund transfer services without changing their existing Core Banking System (TFL’s or Other's CBS).
Our solution is designed for banks operating on third-party CBS platforms, where IMPS functionality is enabled through secure API integration between CBS, TFL Switch, and the NPCI IMPS network.

Solution Architecture

Services Covered

Branch IMPS

Enables the bank to process IMPS transactions initiated through its branch banking or CBS-based retail banking modules-including both debit and credit transfer transactions originated at the branch level.

Mobile IMPS (IMPS-Mobile Banking)

Enables the bank's customers to perform real-time interbank fund transfers through the bank's mobile banking application, with instant transaction confirmations.

What Trust Fintech Provides

NPCI CFLOW onboarding, documentation, certification, and submission coordination support

Secure APIs for CBS and mobile banking vendors to develop integration adapter

Shared ASP switch infrastructure with NPCINet connectivity and DC/DR hosting

API documentation and integration specifications

Integration test bed, test guide, test cases, and simulator

UAT and integration assistance for the bank’s CBS vendors

NPCI IMPS network connectivity and routing layer

Production go-live and post go-live stabilization support

Role of Bank

Engage the system integrator vendor or core banking software vendor to perform the following activities for integrating the bank’s core banking system with TFL’s IMPS Switch:

Supported Transaction Types

Branch IMPS

  • Branch-initiated IMPS transactions
  • CBS-triggered debit and credit transfers

Mobile IMPS

  • Mobile banking fund transfers
  • Real-time interbank payment

Key Benefits

No need for dedicated IMPS switch infrastructure

Faster NPCI onboarding and certification

Reduced implementation complexity

Scalable and secure transaction processing

API-driven CBS integration model

Lower operational and infrastructure costs

Fully managed switch and compliance layer

Why Banks Choose TFL's IMPS ASP Model

Faster Deployment

Accelerate IMPS implementation with TFL's proven ASP model.

NPCI-Compliant Platform

Leverage a secure, compliant, and audit-ready switching environment.

Easy CBS Integration

Integrates seamlessly with existing CBS and mobile banking platforms via APIs.

End-to-End Enablement

Support from onboarding and certification to production go-live.

Accelerate your bank's IMPS journey with TFL's
centralized ASP Switch platform.

01

Send Us Your Inquiry

Complete the contact form with your requirements.

02

Discuss Your Requirements

Our team will connect with you to understand your needs in detail.

03

Get a Custom Proposal

Receive a customized solution proposal for your requirements.

 

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