Automate loan servicing, collections, repayments, and portfolio management from one platform
The operation and servicing of a loan portfolio are increasingly complicated. Financial institutions need to ensure their efficiency, regulatory compliance, the quality of their portfolios, and their customers' satisfaction in the face of a growing number of loans.
Trust Fintech'sLoan Management Software (LMS) helps banks, NBFCs, MFIs, cooperative banks, and lending firms to automate end to end loan life cycle management, i.e., loan disbursal to repayment tracking to collections to NPA management and recovery. The unified and scalable platform for lenders streamlines processes, improves asset quality, reduces risk, and enhances the experience for the borrowers.
Why Financial Institutions Need a Modern Loan Management System
The traditional loan management processes can cause delays, lack of visibility on the loan portfolio, compliance problems, and higher risk of credit.
TrustLMS helps institutions:
- Automate loan servicing workflows
- Enhance collections and recoveries
- Gain real-time loan portfolio monitoring
- Strengthen regulatory compliance
- Minimize manual effort and expenses
- Provide a smooth borrower experience.
Loan Products Supported
Launch and manage multiple lending products through a highly configurable framework.
Retail Lending
- Personal Loans
- Home Loans
- Vehicle Loans
- Education Loans
- Gold Loans
Business & Commercial Lending
- MSME Loans
- Business Loans
- Agricultural Loans
- Cash Credit Facilities
- Overdraft Facilities
Inclusive Finance
- Microfinance Loans
- SHG Loans
- JLG Loans
Institutional Lending
- Staff Loans
- Specialized Loan Schemes
Key Features
Loan Product Configuration
Set up loan products with variable interest rates, repayment terms, moratorium periods, charges, and penalties.
Loan Account & Disbursement Management
Seamlessly manage loan account creation, documentation, approvals, and disbursements, and integrate with banking and payments systems.
Repayment Management
Collect support funds via standing instructions, NACH, ECS, cheque collection and digital payment methods.
Collections & Recovery Management
Automated collections, overdue alerts, recovery activities like legal and other proceedings, and customer interaction.
NPA & Delinquency Management
Track delinquent accounts, conduct aging analysis, categorize NPAs, and manage provisioning as per regulatory guidelines.
Collateral & Guarantor Management
Monitor securities, collateral documents, guarantors, valuations, and secured assets throughout the loan life cycle.
Document Management
Keep a single digital place to store loan documents, agreements, security information, and compliance documentation.
BI-MIS & Analytics
View real-time dashboards, portfolio performance, overdue reports, asset quality indicators, and management MIS reports.
Compliance & Accounting Integration
Calculate and post interest automatically, integrate with General Ledger, perform statutory reporting, and reconcile.
Benefits
Improve Portfolio Quality
Monitor delinquency trends and preventively handle credit risks.
Accelerate Loan Servicing
Streamline standard operations and cut turnaround times.
Enhance Recovery Performance
Collect loans efficiently with organized recovery procedures.
Strengthen Compliance
Comply with RBI guidelines and reporting requirements.
Increase Operational Efficiency
Minimize manual tasks and increase employee efficiency.
Gain Real-Time Visibility
Track loan portfolios using in-depth dashboards and MIS reports.
Why Trust Fintech's Loan Management Software?
It is specially designed for the BFSI lending segment
Use of advanced NPA monitoring and reporting
Based on flexible loan product configuration
Integrated collections and recovery management
Provides support to banks, NBFCs, MFIs, and co-operative institutions
The ability to scale up for expanding loan books
Easy integration with CBS and third-party systems
Successful experience in delivering BFSI technology solutions
Transform Your Lending Management with TrustLMS Software
and control your lending operations from a single integrated platform.
01
Send Us Your Inquiry
Complete the contact form with your requirements.
02
Discuss Your Requirements
Our team will connect with you to understand your needs in detail.
03
Get a Custom Proposal
Receive a customized solution proposal for your requirements.
