What is the MNRL C-DOT Portal?
The Centre for Development of Telematics (C-DOT) has established a centralized government portal to enable banks and financial institutions to carry out critical regulatory functions — including account freeze and lien marking, mobile number-linked account inquiries, and fraud-related compliance actions — in a standardized, secure manner.
For banks to participate in this ecosystem, seamless integration with the C-DOT Portal is mandatory. Trust Fintech Limited (TFL) bridges this gap with its purpose-built MNRL C-DOT Portal Integration Solution.
What Does TFL Offer?
Trust Fintech Limited provides banks with an end-to-end ASP (Application Service Provider) based C-DOT Portal Integration Solution — eliminating the need for banks to build or maintain their own connectivity infrastructure.
TFL acts as a centralized integration partner, hosting a secure Integration Switch that functions between the bank’s Core Banking System (CBS) and the C-DOT Portal — handling all communication, security, and compliance requirements on the bank’s behalf.
Integration Model
C-DOT Portal
Whether your bank uses TFL’s own CBS or a third-party CBS provider, TFL’s solution is designed for seamless interoperability.
What TFL Delivers
Centralized ASP Infrastructure
TFL hosts and manages the complete integration infrastructure on an ASP basis - no separate Data Centre or Disaster Recovery (DC/DR) setup required at the bank's end.
Secure API Gateway & Integration Switch
A robust, encrypted API gateway handles all message routing, orchestration, and communication between the bank's CBS and the C-DOT Portal — using industry-standard REST/SOAP APIs over HTTPS.
C-DOT Portal Connectivity
TFL provides direct, certified connectivity to the C-DOT Portal, managing all government-side interface requirements on behalf of the bank.
Encryption & Security Framework
All communication is encrypted with AES/RSA, token authentication, IP whitelisting, and optional use of digital signature frameworks to ensure data integrity and regulatory compliance throughout all communications.
Transaction Monitoring & Reporting
A centralized monitoring dashboard allows users to view the transactions in real-time, handle retries, manage exceptions, log operations, and generate operational MIS reports.
End-to-End Implementation Support
TFL provides complete support from documentation and onboarding through UAT, certification, go-live, and post-deployment stabilization.
Transactions Facility Provided
Through TFL’s C-DOT Integration Solution, banks can seamlessly perform the following transactions to comply with regulatory requirements:
- Account Validation
- Mobile Number Linked Account Inquiry
- Customer Name Inquiry
- Account Balance Inquiry
- Freeze Marking
- Freeze Release
- Lien Marking
- Lien Status Retrieval
How It Works
C-DOT Portal initiates a request to the TFL Integration Switch
TFL validates and securely routes the request to the bank's CBS to initiate appropriate action
The CBS processes the request and returns the required response
TFL performs message orchestration, logging, and status tracking
TFL delivers the final response back to the C-DOT Portal
Complete transaction logs and audit trails are maintained throughout
Benefits for Banks
Faster Regulatory Readiness
Accelerate onboarding and integration with the C-DOT ecosystem through a pre-built integration framework.
Reduced Infrastructure Costs
Eliminate the need for separate integration infrastructure, reducing capital and operational expenditure.
Simplified Compliance
Support regulatory requirements through secure communication, monitoring, and audit-ready processes.
Seamless CBS Integration
Provides standardized APIs to existing Core Banking Systems to integrate with TFL’s Switch Solution
Enhanced Security
Protect sensitive banking data through encryption, authentication, and secure communication mechanisms.
Improved Operational Efficiency
Automate workflows, reduce manual intervention, and streamline transaction processing.
Centralized Monitoring
Gain complete visibility into transaction status, system performance, and operational activities.
Why Banks Choose TFL's C-DOT Integration Solution
No Infrastructure Investment Required
Operate on a shared ASP model — no DC/DR setup, no dedicated switch deployment, no hardware procurement.
Faster Onboarding
Go live with the C-DOT ecosystem in as little as 8–12 weeks, with TFL managing all integration, testing, and certification activities.
Lower Capex & OpEx
Shared centralized infrastructure means significantly reduced one-time investments and ongoing operational costs.
Works with Any CBS
TFL's solution is built for interoperability — it integrates with any third-party Core Banking System through a standardized adapter and API framework.
Simplified Compliance Management
TFL's centralized architecture reduces the compliance management burden on the bank - handling regulatory connectivity requirements without direct government infrastructure dependency.
Secure Your Compliance Journey with Trusted C-DOT Integration
Trust Fintech’s centralized integration platform.
01
Send Us Your Inquiry
Complete the contact form with your requirements.
02
Discuss Your Requirements
Our team will connect with you to understand your needs in detail.
03
Get a Custom Proposal
Receive a customized solution proposal for your requirements.
