ONDC Loan Seller App for Banks and NBFCs

Enable seamless loan discovery, origination, underwriting, and disbursement through ONDC-compliant Loan Seller Apps.

Smarter Lending. Faster Decisions. Greater Reach.

Upgrade your digital lending ecosystem with Trust Fintech's next-generation ONDC Loan Seller App — purpose-built for Banks, NBFCs, and financial institutions in India. Enable streamlined borrower onboarding, automated loan processing, intelligent credit decisioning, and a seamless digital lending experience across your entire serviceable geography.

How the ONDC Lending Ecosystem Works

Borrower
Buyer App (LSP)
ONDC Network
Seller App (Bank/NBFC)
 Loan Approval &
Disbursement

Key Features

AI Enabled Credit assessment

Use AI credit scoring and financial real-time data to make intelligent loan decisions. 

Digital Borrower Onboarding

Make seamless onboarding possible with e-KYC, DigiLocker integration, digital upload of documents and auto-verification. 

Account Aggregator API Integration

Gain access to borrower financial data via RBI regulated Account Aggregator APIs. 

Automated Lending Workflows

Automate the entire loan process ranging from application to repayment with minimal manual effort. 

e-Mandate & E-NACH Integration

Automate EMIs collection & repayments with e-Mandate and E-NACH. 

Dynamic Loan Catalogue Management

Manage loan products, interest rates, eligibility and borrower journeys on real-time. 

Digital Loan Agreement & KFS Generation

Create loan agreements and Key Fact Sheets (KFS) online to have paperless documentation. 

Pre-Payment & Foreclosure Workflows

Facilitate pre-payment and foreclosure requests through automated calculations and digital closure process. 

Benefits of the ONDC Loan Seller App

Strengthen your digital lending reach

Expand your lending position digitally without the need for new branches by leveraging borrowers in all serviceable pin codes through ONDC's open network.

Enhance Borrower Experience

Provide all the digital, paperless lending experience, quick approvals, seamless processes with no hidden fees.

Optimize Lending Operations

Reduce manual handling, increase credit decision accuracy and automate repetitive lending tasks — freeing up time for your teams to focus on higher value tasks.

Grow Easily and Sustainably

Tackle higher volume of transactions and transactions sizes with a scalable, cloud-based architecture for high-throughput lending.

Make Well-Informed Credit Decisions

Make quick, accurate, and objective lending decisions with the AI-based credit decision engine using the latest financial data.

Future-Proof Open Finance Platform

Keep your lending systems relevant and competitive with an open finance architecture, complementing the ongoing protocol evolution of ONDC.

Ready to Expand Your Digital Lending Reach Through the ONDC Network?

Empower your Bank or NBFC with ONDC Loan Seller App
to accelerate loan origination, streamline lending operations, and serve borrowers across India.

01

Schedule a Call

We schedule a call at your convenience to understand your requirements.

02

Discovery Meeting

We do a discovery and consulting meeting to assess your institution’s needs.

 

03

Custom Proposal

We prepare a tailored proposal with implementation roadmap and pricing.

Trusted by Banks & Financial Institutions

General Enquiry